Tax Relief

Tax breaks for the aged, the disabled and the poor

By LR Alisha Haddock, VP The Housing Fund, At-Large Councilwoman Sharon Hurt, Trustee Erica Gilmore, and Marshall Crawford, CEO of The Housing Fund.

NASHVLLE, TN-Tennessee has a tax break program for the elderly and disabled. Davidson County tripled the amount thanks to a Metro Council move introduced by Councilor Sharon Hurt. Tax breaks are available to approximately 6,000 homeowners in Davidson County.

“Tax relief is a government program and it allows various cities and counties across the state of Tennessee to participate. And we’re part of it, ”said Davidson County Trustee Erica Gilmore.

Gilmore used to be a popular and outspoken councilor on the Metro. Now she has a new job. Gilmore collects property taxes. Gilmore’s office processes the tax relief requests and the state approves them. You must be 65 years of age and income cannot exceed $ 30,700 to be eligible.

Tax relief Service urban service district General Service District
Over 65 years $ 1,037.64 $ 931.24
100% disabled veteran $ 3,991.82 $ 3,582.39

(Note: there is no income limit for disabled veterinarians or their widows.)

In addition, the Metro Action Commission helps residents aged 62 or older who are overdue with their taxes. For a household of two, income cannot exceed $ 34,840.

“We have a fantastic partnership with the Housing Fund,” said Gilmore.

Thanks to a $ 2.25 million donation from Amazon, the Housing Resiliency Fund is protecting existing homeowners who could be at risk of losing their homes due to a rise in property taxes in the following seven zip codes: 37013, 37206, 37207, 37208, 37211, 37216 and 37218. There are no age restrictions.

The property must be the applicant’s primary residence to be eligible and must have owned the property and been a homeowner in it prior to January 1, 2020. Households must earn less than 120% of the Area Median Income (AMI) for their respected household size to qualify for participation. Further information can be found at the housing fund.

Alfred P, 82, lives in zip code 37208. He has no internet connection and does not use a smartphone. He needed both to get a new social security card and apply for tax breaks. But he couldn’t get a replacement card last year. The office was closed to walk-in customers due to the pandemic.

“A lot of people don’t have iPhones. They just don’t have any emails. We noticed that very much. Even for the housing fund, most of it is done online. So if you don’t have email you can’t do this, and if you don’t have computer skills, you can’t check your email to create a DocuSign, ”said Gilmore.

Your office connected Alfred P. to the Metro Action Commission, which helped him to recover his late taxes. Then Gilmore’s office helped him apply for the tax break program. Eventually they connected him to the Housing Fund, which cut his tax bill by about $ 350. Those things combined cut P’s taxes in half.

“He still had a little to pay, but paying a little versus $ 2,500 when you’re 82 makes a big difference,” Gilmore said. Alfred P. said that because of this relief he would do other things with his money instead of using it for his taxes.

Gilmore said her office will host a “Seniors and Technology” program in July for seniors who wish to join or enroll in the tax break program. Participants receive help filling out the application, learn how to submit documents electronically, and get answers to their questions. If you are interested or know someone who would be in touch via email [email protected] or contact Nicholas Calvin at 615-862-6339. The date and location of the computer boot camp will be announced shortly.

Related Articles